.inio-tools{--inio-primary:#10243a;--inio-accent:#b9a679;--inio-cta:#ff5a4f;--inio-ink:#10243a;--inio-muted:#65758a;--inio-line:#e1e7ee;--inio-ivory:#fbf8f1;--inio-soft:#f6f8fb;max-width:1180px;margin:0 auto;padding:24px 20px 70px;color:var(--inio-ink);font-family:inherit}.inio-tools *{box-sizing:border-box}.inio-hero{position:relative;padding:38px 42px;margin:0 0 24px;border:1px solid rgb(185 166 121 / .42);border-radius:24px;background:linear-gradient(135deg,#fff 0%,var(--inio-ivory) 100%);box-shadow:0 18px 50px rgb(16 36 58 / .07);overflow:hidden}.inio-hero:before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(180deg,var(--inio-accent),var(--inio-primary))}.inio-eyebrow,.inio-card-kicker{display:block;margin-bottom:9px;color:#8a7343;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.inio-hero h1{margin:0;color:var(--inio-primary);font-size:clamp(32px,5vw,52px);line-height:1.06;letter-spacing:-.035em}.inio-hero p{max-width:820px;margin:17px 0 0;color:#536377;font-size:18px;line-height:1.65}.inio-trustbar{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 26px}.inio-trustbar span{padding:9px 13px;border:1px solid var(--inio-line);border-radius:999px;background:#fff;color:#4e5f72;font-size:13px;font-weight:700}.inio-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.inio-tool-card{position:relative;min-height:300px;padding:28px;border:1px solid var(--inio-line);border-radius:20px;background:#fff;box-shadow:0 12px 35px rgb(16 36 58 / .055);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.inio-tool-card:hover{transform:translateY(-3px);border-color:rgb(185 166 121 / .65);box-shadow:0 18px 42px rgb(16 36 58 / .09)}.inio-card-index{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;margin-bottom:28px;border:1px solid rgb(185 166 121 / 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select{width:100%;height:52px;padding:0 14px;border:1px solid #d7dfe8;border-radius:12px;background:#fff;color:#172b42;font-size:16px;outline:0;transition:border-color .2s ease,box-shadow .2s ease}.inio-field input:focus,.inio-field select:focus{border-color:var(--inio-accent);box-shadow:0 0 0 4px rgb(185 166 121 / .13)}.inio-input-unit{position:relative}.inio-input-unit input{padding-right:58px}.inio-input-unit span{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:#7b8795;font-size:13px;font-weight:800;pointer-events:none}.inio-action{grid-column:1/-1;padding-top:4px}.inio-action button{width:100%;min-height:54px;padding:13px 22px;border:1px solid #0e2d4b;border-radius:12px;background:linear-gradient(180deg,#143c63 0%,#0e2d4b 100%);box-shadow:0 12px 25px rgb(16 36 58 / .16),inset 0 1px 0 rgb(255 255 255 / .16);color:#fff;font-size:15px;font-weight:800;letter-spacing:.01em;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease}.inio-action button:hover{transform:translateY(-1px);box-shadow:0 15px 30px rgb(16 36 58 / .21),inset 0 1px 0 rgb(255 255 255 / .16)}.inio-result{margin-top:24px;padding:25px;border:1px solid rgb(185 166 121 / .55);border-radius:18px;background:linear-gradient(135deg,#fffdf8 0%,#f8f4ea 100%)}.inio-result[hidden]{display:none}.inio-result h2{margin:0 0 17px;font-size:23px;color:var(--inio-primary)}.inio-result-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.inio-metric{padding:17px;border:1px solid rgb(16 36 58 / .08);border-radius:13px;background:rgb(255 255 255 / .78)}.inio-metric span{display:block;margin-bottom:5px;color:#718095;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.04em}.inio-metric strong{display:block;color:var(--inio-primary);font-size:22px;line-height:1.2}.inio-result-note{margin:16px 0 0;color:#586a7e;line-height:1.6}.inio-result-status{display:inline-flex;padding:7px 10px;margin-bottom:12px;border-radius:999px;font-size:12px;font-weight:800}.inio-result-status--ok{background:#e7f6ed;color:#11724d}.inio-result-status--warn{background:#fff2d9;color:#946100}.inio-result-status--no{background:#fbe9e9;color:#9f2f2f}.inio-program-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:25px;padding:22px 24px;border-radius:17px;background:var(--inio-primary);color:#fff}.inio-program-cta strong,.inio-program-cta span{display:block}.inio-program-cta strong{font-size:17px}.inio-program-cta span{margin-top:4px;color:#d8e1ea;font-size:13px}.inio-program-cta a{flex:0 0 auto;padding:12px 17px;border:1px solid var(--inio-accent);border-radius:9px;background:#fffdf8;color:var(--inio-primary);font-weight:800;text-decoration:none}.inio-disclaimer,.inio-source-note{margin:20px 3px 0;color:#718095;font-size:12px;line-height:1.6}.inio-source-note{padding:14px 16px;border-left:3px solid var(--inio-accent);background:var(--inio-ivory);border-radius:8px}.inio-source-note a{color:var(--inio-primary);font-weight:800}.inio-check{grid-column:1/-1;display:flex;gap:9px;align-items:flex-start;padding:14px 16px;border:1px solid var(--inio-line);border-radius:12px;background:var(--inio-soft);color:#4c5d70;font-size:13px;line-height:1.5}.inio-check input{margin-top:3px}.inio-hub .inio-program-cta{margin-top:28px}@media(max-width:900px){.inio-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.inio-result-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.inio-hero{padding:32px}.inio-program-cta{align-items:flex-start;flex-direction:column}.inio-program-cta a{width:100%;text-align:center}}@media(max-width:640px){.inio-tools{padding:15px 12px 55px}.inio-hero{padding:26px 22px;border-radius:18px}.inio-hero h1{font-size:31px}.inio-hero p{font-size:16px}.inio-card-grid,.inio-form,.inio-result-grid{grid-template-columns:1fr}.inio-tool-card{min-height:0;padding:22px}.inio-calculator{padding:20px;border-radius:17px}.inio-action{grid-column:1}.inio-program-cta{padding:19px}.inio-field input,.inio-field select{height:50px;font-size:16px}.inio-result{padding:19px}.inio-metric strong{font-size:20px}}.inio-other-tools{margin-top:18px;padding:24px;border:1px solid rgb(185 166 121 / .45);border-radius:18px;background:linear-gradient(135deg,#fffdf9 0%,#f7f4ec 100%);box-shadow:0 10px 30px rgb(16 36 58 / .045)}.inio-other-tools__intro{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.9fr);gap:8px 28px;align-items:end;margin-bottom:18px}.inio-other-tools__intro .inio-card-kicker{grid-column:1/-1;margin-bottom:0}.inio-other-tools__intro h2{margin:0;color:var(--inio-primary);font-size:24px;line-height:1.2;letter-spacing:-.015em}.inio-other-tools__intro p{margin:0;color:#647488;font-size:13px;line-height:1.55}.inio-other-tools__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.inio-other-tool-link{position:relative;display:flex;min-height:84px;flex-direction:column;justify-content:center;padding:15px 42px 15px 16px;border:1px solid rgb(16 36 58 / .10);border-radius:13px;background:rgb(255 255 255 / .88);color:var(--inio-primary);text-decoration:none;box-shadow:0 5px 16px rgb(16 36 58 / .035);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease,background .2s ease}.inio-other-tool-link:hover,.inio-other-tool-link:focus-visible{transform:translateY(-2px);border-color:rgb(185 166 121 / .75);background:#fff;box-shadow:0 9px 22px rgb(16 36 58 / .08);outline:0}.inio-other-tool-link__kicker{display:block;margin-bottom:5px;color:#907a4b;font-size:9px;font-weight:800;letter-spacing:.075em;text-transform:uppercase}.inio-other-tool-link 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.16);border-radius:10px;background:#fff;color:var(--inio-primary);font:inherit;font-size:13px;font-weight:800;cursor:pointer;box-shadow:0 5px 16px rgb(16 36 58 / .045);transition:.2s ease}.inio-print-button:hover,.inio-print-button:focus-visible{border-color:var(--inio-accent);transform:translateY(-1px);outline:0;box-shadow:0 8px 20px rgb(16 36 58 / .08)}.inio-print-actions>span{color:#728094;font-size:12px}.inio-finance-cta{position:relative;display:grid;grid-template-columns:minmax(0,1.55fr) minmax(230px,.55fr);gap:28px;align-items:center;margin-top:28px;padding:28px 30px;border:1px solid rgb(185 166 121 / .58);border-radius:20px;background:linear-gradient(135deg,#fffdf8 0%,#f7f2e7 100%);box-shadow:0 14px 38px rgb(16 36 58 / 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a:focus-visible{transform:translateY(-2px);box-shadow:0 15px 29px rgb(16 36 58 / .22);outline:0}.inio-finance-cta__action a span{color:var(--inio-accent);font-size:20px}.inio-finance-cta__action small{text-align:center;color:#7a8796;font-size:11px;font-weight:700}.inio-seo-content{margin-top:30px;padding:30px 32px;border:1px solid var(--inio-line);border-radius:20px;background:#fff;box-shadow:0 10px 28px rgb(16 36 58 / .035)}.inio-seo-content h2{margin:30px 0 12px;color:var(--inio-primary);font-size:26px;line-height:1.2;letter-spacing:-.02em}.inio-seo-content h2:first-child{margin-top:0}.inio-seo-content h3{margin:23px 0 8px;color:#29425c;font-size:19px}.inio-seo-content p,.inio-seo-content li{color:#56687b;line-height:1.78}.inio-seo-content p{margin:0 0 15px}.inio-seo-content ul,.inio-seo-content ol{padding-left:22px}.inio-seo-content 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.10);border-radius:14px;background:rgb(255 255 255 / .9);color:var(--inio-primary);text-decoration:none;box-shadow:0 5px 16px rgb(16 36 58 / .035);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease,background .2s ease}.inio-other-tool-link:hover,.inio-other-tool-link:focus-visible{transform:translateY(-2px);border-color:rgb(185 166 121 / .8);background:#fff;box-shadow:0 10px 24px rgb(16 36 58 / .08);outline:0}.inio-other-tool-link__index{position:absolute;top:13px;left:14px;display:flex;width:28px;height:28px;align-items:center;justify-content:center;border:1px solid rgb(185 166 121 / .55);border-radius:50%;background:#fbf8f1;color:#907a4b;font-size:9px;font-weight:900}.inio-other-tool-link__kicker{display:block;margin-bottom:5px;color:#907a4b;font-size:8px;font-weight:900;letter-spacing:.075em;text-transform:uppercase}.inio-other-tool-link strong{font-size:13px;line-height:1.3}.inio-other-tool-link__arrow{position:absolute;right:12px;bottom:15px;color:#a68d58;font-size:19px;line-height:1;transition:transform .2s ease}.inio-other-tool-link:hover .inio-other-tool-link__arrow,.inio-other-tool-link:focus-visible .inio-other-tool-link__arrow{transform:translateX(3px)}@media(max-width:1050px){.inio-other-tools__grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(max-width:900px){.inio-finance-cta{grid-template-columns:1fr}.inio-finance-cta__action{max-width:420px}.inio-other-tools__intro{grid-template-columns:1fr}.inio-other-tools__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:640px){.inio-finance-cta{padding:23px 20px}.inio-finance-cta__action{max-width:none}.inio-seo-content{padding:22px 19px}.inio-seo-content h2{font-size:22px}.inio-other-tools{padding:20px 16px}.inio-other-tools__intro h2{font-size:22px}.inio-other-tools__grid{grid-template-columns:1fr}.inio-other-tool-link{min-height:92px}.inio-print-actions{align-items:flex-start;flex-direction:column}.inio-print-button{width:100%;justify-content:center}}